Norcom Loan Products

Below is a sample of loan programs we offer, if you are looking for any additional information on the guidelines or an alternative program, please contact Audra Santos.

Government Loan Programs

- FHA – 203B “An unconditional approval

Direct Endorsement (DE Licensee)

- 203K Rehabilitation Loans

- VA (100% financing)

- Rural-Home-Loan (USDA)-

102% Financing

- CHFA Lender

• Conventional Loan Programs

• Owner occupied/Investor/Second Homes

• Fixed rates and adjustable rates

• Fannie Mae HomeReady & Freddie Mac HomePossible (97% Financing)

• First Time Homebuyer Programs

• Nonconforming Loans (less than perfect credit)

• Jumbo Loans

• Fannie Mae Homestyle Rehabilitation Loan

• 80/10/10 Loans

• Fannie Mae HARP-Home Aordable Refinance Program and the Freddie Relief Refinance No Max LTV

• Reverse Mortgages

• Credit Restoration

• Debt Consolidation and Home Improvements

• Fresh Start-Bankruptcies/Foreclosures/Short Sales less than 24 months

• Norflex-members can pick their own loan terms (as low as a 7 year fixed)